Australian Loan House

Award winning Sydney mortgage brokers

Building wealth through property

Home loans made simple
in Sydney and beyond

First home buyers, refinancing, debt consolidation, investment lending, low doc options and other lending support with clear guidance from start to settlement.

Get to know us

Your award winning mortgage broker in Sydney

Australian Loan House helps everyday Australians secure lending that fits their goals, not just the paperwork. We support first home buyers, refinancers, investors and self employed clients across Sydney and beyond with a calm, well organised process.

We compare lender options, explain the trade offs in plain English, and manage the application from enquiry through to settlement. You get clear updates, honest advice, and support that stays practical and focused.

More lenders. Better fit.

Clear guidance

Organised from start to finish

Derik Karamian

Founder & Director

About Australian Loan House

What sets us apart

We lead with professionalism, transparency and integrity. That means we take time to understand your goals, explain your options clearly, and recommend what genuinely suits your situation.

Whether your loan is straightforward or complex, we keep the process calm and organised. You will always know what is happening, what we need from you and what comes next.

How we work

Home loans can feel overwhelming when every lender has different rules and jargon.
We simplify it by getting clear on your goals, comparing suitable options and managing the application through to settlement with consistent updates.

Find the right loan

Get your loan approved

Receive funding for your new home

Our partners

Strong lender relationships help us compare options quickly and match loans to real borrower needs.

What we do

For Individuals

Home loan support for first home buyers, refinancers and investors, with clear advice and end to end support.

For Businesses

Commercial and specialist lending support for business owners who want a structured, reliable process.

Private Lending

Flexible lending pathways when timing, structure, or complexity requires a different approach.

Why choose Australian Loan House

How we can help you

We help you make confident decisions with clear comparisons and steady support. You will understand your options, the likely timeframes and what is required at each stage so the process feels organised, not stressful.

200+ 5 star reviews

Cost savings

Quick approvals

What our clients say about us

Real feedback from clients who valued clear advice, organised support and a smooth lending process.

Google
Andrew Zbik profile picture
Andrew Zbik
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Derik was wonderful in helping us settle our SMSF property. The process was complex. However, Derik's skill, knowledge and his legal background experience shone through as he navigated the loan application process and negotiated an outcome with the lender that helped us achieve our goals. I am very happy to refer Derik to my friends and family.
Google
Hannah Bickerton profile picture
Hannah Bickerton
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
It was such a great experience working with Derik. He was patient, and dealt with a lot of questions from us! We really value his help and will be referring him to many people in future!
Google
GEORGE ANDREWS profile picture
GEORGE ANDREWS
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I recently worked with Derik from Australian Loan House on a client’s purchase that he referred to us, and I was very impressed with his professionalism, responsiveness, and overall efficiency. Derik was proactive throughout the entire finance process, kept both the client and myself informed, and ensured everything progressed smoothly and on schedule. His attention to detail, clear communication, and genuine commitment to achieving the best outcome for the client made the transaction seamless from start to finish. As a conveyancing solicitor, it’s refreshing to work with a broker who is organised, solutions-focused, and truly dedicated to client service. I’m very pleased to recommend Derik and Australian Loan House to anyone seeking a knowledgeable and reliable finance broker.
Google
Khachig Kabakjian profile picture
Khachig Kabakjian
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I had an outstanding experience working with Derik, and I couldn’t be happier with the service he provided. From day one, he demonstrated deep market knowledge, strong responsiveness, and genuine care in helping me navigate the entire journey. Every question was answered clearly, and every step was handled with professionalism and efficiency. What truly stood out was that Derik didn’t just support us with financing — he proactively connected us with a buyers agent and a solicitor, both of whom we ended up using and were extremely impressed with. Those introductions made the process even smoother and ensured we had trusted experts across every stage. His guidance, attention to detail, and commitment to achieving the best possible outcome transformed what could have been a stressful and complex experience into one that felt organised, transparent, and seamless. I would highly recommend Derik to anyone looking for a trusted, reliable broker — and someone who can act as a true partner throughout the property purchase journey. A brilliant one-stop experience with an exceptional network and outstanding service.
Google
Bronwyn Finnen profile picture
Bronwyn Finnen
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
We would certainly recommend Derik Karamian for obtaining a home loan. Derik was very approachable and always available to answer any of our questions. Derik’s knowledge of the process made our application easier to complete to a successful conclusion.
Google
Sally Walters profile picture
Sally Walters
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Derik was fantastic to work with. He made the job of getting a loan very easy for us, doing all the behind the scenes work to get us the best rates and terms. We are very happy with the service provided and recommend him strongly.
Google
Meltem Akyol profile picture
Meltem Akyol
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Great experience with Derik. Very efficient and helpful. I would highly recommend.
Google
Ari Palandjian profile picture
Ari Palandjian
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Thank you Derik and team. Very happy with the service and negotiating with the Banks on my behalf. Looking forward to the next one.
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Our Blog

Our latest news & articles

Practical guidance on first home buying, refinancing, investing and lending for self employed Australians, written in plain English.

Australian Loan House
FAQs

Quick answers to common questions about home loans, refinancing, and specialist lending in Australia.

What does a mortgage broker do?

A mortgage broker compares lenders and loan options, then guides you through the application and settlement process. We explain features, costs, and lender requirements so you can make informed decisions.

How much can I borrow?

Borrowing capacity depends on your income, expenses, deposit, existing debts and lender policy. We can assess your position and provide a realistic borrowing range based on your documents.

What documents will I need?

Most lenders require identification, income evidence, bank statements, and details of existing liabilities. If you are self employed, additional documents may be required depending on the loan type.

When should I consider refinancing?

It may be time to refinance if your rate is no longer competitive, your loan features no longer suit, or you want to consolidate debts or access equity. We can review your current loan and compare alternatives..

Can you help if I am self-employed?

Yes. We work with many self employed clients and can help you choose lenders and loan types that suit your income evidence and structure.

What is a low doc loan?

A low doc loan may suit some borrowers who cannot provide standard income documents. Eligibility depends on lender requirements and your overall financial position.

Do you help with credit challenges?

Yes. Where appropriate, we can explore specialist options and explain what is realistic, what documents will help, and how to approach the process carefully.

Get in touch

Tell us what you are trying to achieve and we will guide you to the right next step. Share a few details and we will get back to you as soon as we can.

Call us

Contact us

Level 34/100 Miller St, North Sydney NSW 2060, Australia

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